Overview
Own the product strategy and execution for Xplor’s merchant billing and settlement, including fees, statements, and partner royalty/rebate economics within Embedded Payments.
What you'll do
- Own and evolve end-to-end strategy and roadmap for merchant funding, billing, and royalty management across markets.
- Design merchant settlement and payout models including schedules, cut-off times, and value dating.
- Define the fee and pricing platform (interchange-plus, blended, tiered) and how charges are assessed and applied.
- Own statement/invoice logic and collection methods, including net-of-settlement deductions and recovery for debit merchants.
- Define partner/franchisor economics for revenue share, residuals, royalties, and rebates including accrual and disbursement.
- Set the platform integration contract and APIs for funding, billing, and rebate data across local teams and finance systems.
What you'll need
- 4+ years of product management experience.
- At least 3 years owning settlement, payouts, billing, ledger, or revenue-share products.
- Deep understanding of merchant funding and settlement (funding models, payout timing/value dating, reserves, negative balances, multi-currency payout).
- Strong grasp of fee and billing mechanics (pricing configuration, fee calculation, invoicing/statements, collection methods, tax treatment).
- Working knowledge of ledger design and reconciliation (double-entry thinking, balance integrity, matching to settlement files).
- Experience with partner economics (revenue share, residuals, rebates, or royalty calculation/disbursement).
- Experience defining APIs/contracts/versioning for platform teams integrating with other teams.
Read the full description and apply on the company’s own careers page.
