Head of Business Risk & Controls

Overview

Build and lead the first-line risk and control framework for MoonPay's regulated financial services activities, with a particular focus on fiduciary, custody, and regulated activities under US banking expectations.

What you'll do

• Build and own the first-line risk and control framework across relevant MoonPay activities, including risk and control assessments, control standards, documentation, governance, issue management, and ongoing monitoring of control effectiveness.
• Embed effective controls into business processes, translating regulatory requirements, policies, identified risks, and supervisory expectations into practical and sustainable controls with clear ownership and accountability.
• Establish a robust control monitoring and testing program, identifying control weaknesses, assessing their impact, driving remediation, and providing clear reporting on the effectiveness of the control environment.
• Develop the control framework supporting fiduciary, custody, and other regulated financial services activities, ensuring appropriate governance, processes, controls, and monitoring are embedded throughout the relevant business activities.
• Partner effectively across the three lines of defence, working with business leaders and independent Risk, Compliance, Legal, and Internal Audit teams to establish clear roles, effective challenge, timely remediation, and strong first-line ownership.
• Build for scale and increasing complexity, establishing the procedures, governance, reporting, systems, and operating cadence required to maintain a robust control environment as MoonPay evolves.

What you'll need

• 10+ years of relevant experience within US banking or regulated financial services.
• Significant leadership experience in first-line risk, business controls, operational risk, or a comparable control function.
• Proven track record as a builder and operator, with hands-on experience designing, implementing, and improving first-line control frameworks spanning risk assessments, control design, monitoring and testing, issue management, remediation, and governance.
• Deep working knowledge of US banking regulation and supervisory expectations.
• Meaningful experience supporting fiduciary, trust, custody, transaction services, or closely related banking activities.
• Strong understanding of the three lines of defence model and experience establishing effective first-line ownership while partnering closely with Risk, Compliance, Legal, Internal Audit, and senior business stakeholders.
• Comfortable operating in a high-ambiguity, fast-scaling environment, combining strong technical judgement with the ability to influence senior stakeholders and personally drive the development of robust control infrastructure from the ground up.

Details

• Location: United States (remote).
• Salary: 180,000 - 200,000 USD, based on experience and location in the US.