Institutional Credit Management - Underwriter - Officer

Overview

Underwriting Officer/Analyst within Citi's Institutional Credit Management team, responsible for assessing and managing credit risk on the Large Corporates portfolio under the guidance of an Underwriter.

What you'll do

• Maintain coverage of a low-to-medium complexity portfolio of obligors and author timely and thorough Annual and Quarterly review memos
• Author low complexity Transaction memos
• Build projection models under the close guidance of an Underwriter
• Monitor client portfolio by reading industry reports, analyzing financial filings, news, rating agencies' reports
• Ensure consistency and accuracy on financial spreads and ratios throughout all monitoring memos
• Prepare accurate supporting documentation for internal credit ratings and classifications, utilizing appropriate internal models and analytical guidance
• Keep written commentary concise and focused throughout all monitoring memos
• Submit workflows in a timely manner and follow up with Risk or Underwriters for approval promptly
• Develop and demonstrate basic understanding of internal policies and procedures
• Ensure key tracked milestone deliverables are met and comply with key KPIs
• Ensure timely completion of remediations identified during the internal testing process
• Assist with ad hoc projects
• Complete all mandatory compliance and analytical trainings on time
• Effectively communicate questions, concerns and/or potential delays pertaining to portfolio monitoring with Underwriters

What you'll need

• Bachelor's/University degree
• 1-3 years of relevant experience
• A strong foundation in financial analysis, including basic knowledge in interpreting financial statements and identifying key risk indicators
• Foundational understanding of financial modeling and valuation techniques
• Foundational understanding of standard product documentation (ISDAs, credit/facility agreements, amongst others)
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)

Nice to have

• Master's degree

Details

• Location: Mumbai, Maharashtra, India
• Hybrid working model balancing in-office collaboration with remote flexibility
• Full time