Payment Analyst

Overview

Payment Analyst role supporting day-to-day processing, reviewing, reporting, trading and issue resolution for international payment transactions in a shift-based banking operations environment.

What you'll do

• Process domestic and international payment transactions with speed, accuracy, and in accordance with approved procedures and regulatory requirements.
• Handle and validate SWIFT messages including MT103, MT202, MT199/299, MT192/292, as well as XML payment messages such as PACS.008 and PACS.009.
• Monitor and adhere to currency cut-off timings, service level agreements (SLAs), and quality control standards.
• Investigate and resolve payment-related queries using SWIFT, CHIPS, FED, and CAMT message formats (Camt056, Camt110, Camt111, etc.).
• Identify process improvement opportunities and actively contribute ideas to enhance operational efficiency and client experience.
• Develop and implement operational procedures and controls to mitigate risks and maintain operational efficiency.
• Develop reports and presentations on operational performance and communicate findings to internal senior stakeholders.
• Collaborate with teams across the bank to align and integrate operational processes.
• Participate in projects and initiatives to improve operational efficiency and effectiveness.
• Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to.

What you'll need

• Assessed on risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, and job-specific technical skills.
• Demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship, and the Barclays Mindset to Empower, Challenge and Drive.

Nice to have

• Strong knowledge of SWIFT messaging standards, payment processing, and correspondent banking operations.
• Detailed understanding of SWIFT fields/tags, CHIPS, FED payments, IBAN structures, and international payment regulations.
• Experience with ISO 20022 XML messages including PACS and CAMT formats.
• Excellent analytical, problem-solving, and attention-to-detail skills.
• Ability to work effectively in night shifts and manage high-volume transaction processing environments.

Details

• Location: Chennai, DLF IT Park.
• Fast-paced, shift-based environment, including night shifts.