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RN Clinical Consultant

Guardian Life
NewPosted today

LOCATION

United States · Remote

EXPERIENCE

5+ Years

TYPE

FullTime

SALARY

$68.97K - $113.31K /year

SKILLS REQUIRED

Clinical AssessmentDisability Claims ManagementMedical Record ReviewFunctional Capacity Assessment

Job description

Overview

Clinical consultant role supporting the evaluation of short-term and long-term disability claims as a registered nurse clinical expert, analyzing medical information and providing clinical guidance that supports claim decisions.

What you'll do

  • Review short-term and long-term disability claims to evaluate medical documentation, functional limitations, treatment progress, and expected recovery timelines.
  • Analyze the impact of illness, injury, and treatment plans on a claimant's ability to perform occupational and daily living activities, providing clinical recommendations that support claim decisions.
  • Collaborate with treating providers, claimants, case managers, and vocational rehabilitation specialists to promote appropriate treatment plans, clarify medical information, and facilitate return-to-work opportunities.
  • Serve as a clinical subject matter expert by educating claims professionals on medical conditions, treatment interventions, functional impairments, and disability-related outcomes.
  • Coordinate independent medical reviews and assessments, ensuring quality, accuracy, and timely resolution of complex clinical questions.
  • Manage a high-volume workload while prioritizing customer needs, resolving issues proactively, and supporting continuous quality improvement initiatives.
  • Provide ongoing mentoring and training to claims staff and peers regarding the medical and functional impact of injury, illness, and treatment on disability claims.

What you'll need

  • Active Registered Nurse (RN) license.
  • Minimum of 5 years of direct acute patient care experience.
  • Minimum of 3 years' experience as a clinical consultant in LTD and/or STD (LTD preferred).
  • Strong knowledge of medical conditions, treatments, and their impact on functional capacity and disability duration.
  • Excellent verbal and written communication skills.
  • Strong clinical assessment, analytical, critical thinking, and research skills.
  • Ability to exercise independent judgment and make sound clinical decisions.
  • Strong organizational and time-management skills with the ability to prioritize competing demands.
  • Proficiency with Microsoft Office applications, including Word, Excel, and PowerPoint.
  • Ability to adapt to changing business needs and work effectively in a dynamic environment.

Nice to have

  • Bachelor of Science in Nursing (BSN).
  • Certified Case Manager (CCM) designation.
  • Experience supporting disability, absence management, or insurance-based claims operations.
  • Knowledge of disability products, business rules, and claims procedures.
  • Experience with DCMS, Claim Facts, iProcess, or similar claims management systems.

Details

  • Location: Plano, TX; Bethlehem, PA; Holmdel, NJ; or fully remote.
  • Travel: occasional, 0-10% of the time.
  • Reports to the Clinical Team Leader, who reports to the Director, Clinical Services.
  • Must be legally authorized to work in the United States without employer sponsorship now or in the future.

Read the full description and apply on the company’s own careers page.

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RN Clinical Consultant