Software Engineer, Payments

Overview

Build backend services and APIs for Airbnb's AirCover insurance platform, covering Host liability, Experiences liability and Host damage protection, and support expansion into new global markets.

What you'll do

• Contribute to backend services and APIs for policy, coverage, enrollment and regional rules that scale to new markets.
• Translate product and regulatory requirements into clean, well-tested code and configurable platform behavior.
• Implement experimentation hooks, logging and metrics so Product and Data Science can test offers and measure attach rate.
• Partner with Product, Design, Data Science, Legal and other engineering teams to deliver high-impact work.
• Use data to find gaps in conversion and reliability, and drive fixes and improvements.
• Participate in code reviews, technical design discussions and operational improvements across the team.
• Design, build and operate distributed backend services in a service-oriented architecture, with reliable monitoring, logging and alerting.
• Write and review code and technical designs, and apply sound engineering judgment within your scope.
• Build data pipelines and events that support analytics and experiments.
• Collaborate with infrastructure, security and privacy teams to meet high standards for data protection across regions.
• Take part in on-call rotations and help improve system reliability.

What you'll need

• 3+ years of professional software engineering experience, with a focus on backend services.
• Proficiency in at least one backend language such as Java, Kotlin, Python or Go.
• Experience building and operating services and APIs, with working knowledge of relational databases and SQL.
• Bachelor's and/or Master's degree, preferably in Computer Science, or equivalent experience.

Nice to have

• Experience with distributed systems and service-oriented architecture in a production environment.
• Familiarity with A/B testing or experimentation systems, and comfort using data to inform product decisions.
• Experience in insurance, payments, fintech or other regulated domains.
• Experience with multi-region or configurable, rules-driven platforms.
• Ability to work through ambiguity and collaborate deeply with cross-functional teams.
• Strong communication skills, able to explain technical topics to technical and non-technical audiences.

Details

• US - Remote Eligible; must live in a state where Airbnb, Inc. has a registered entity (excluded states list applies).
• May include occasional work at an Airbnb office or attendance at offsites, as agreed with your manager.
• Eligible for bonus, equity, benefits and Employee Travel Credits.