Staff Software Engineer

Overview

Staff Backend Engineer on the Digital Credit Platform team, acting as primary architect and execution lead for transforming the Digital Credit Application from a legacy monolith to a pluggable, microservices-based API ecosystem.

What you'll do

• Lead the Strangler Fig decoupling of core credit application logic from the legacy monolith into cloud-native Java/Spring Boot microservices.
• Design and execute high-volume traffic migration strategies from legacy systems to new stacks without disrupting live customers.
• Design and implement a modular adjudication layer so the business can swap or update credit rules and third-party data providers without impacting core application flows.
• Build and maintain robust, versioned REST/gRPC APIs supporting Mobile, Web, and future AI Chat interfaces.
• Engineer backend infrastructure for dynamic routing and experimentation to enable real-time testing of application flows.
• Champion AI DLC tools across the development lifecycle to write code faster, refactor legacy code into modern Java, and generate robust test suites.
• Partner with Data Science teams to optimize data pipelines and backend schemas for LLM integration and real-time credit decisioning models.
• Establish standards for CI/CD, observability (OpenTelemetry), and automated contract testing.
• Provide technical mentorship to mid-level and senior engineers.

What you'll need

• 10+ years of engineering experience with proven backend architecture track record in Fintech, Lending, or Credit systems.
• Expert-level proficiency in Java 17/21, Spring Boot 3.x, and Spring Cloud.
• Significant experience extracting tightly coupled business logic from legacy backends into external, scalable cloud microservices (AWS).
• Experience building or implementing rules engines (e.g., Drools, Camunda, or custom JSON-logic) for automated decisioning.
• Deep experience with Kafka or RabbitMQ for asynchronous data consistency between the new API layer and legacy systems of record.
• Strict adherence to API contracts (OpenAPI/Swagger) to ensure seamless collaboration with frontend teams.
• Hands-on experience using AI coding assistants (Cursor, Copilot, etc.) to optimize workflows, refactor legacy code, and accelerate delivery.
• Strong analytical skills and proven capability in resolving complex, cross-functional problems.
• Excellent written and verbal communication skills; ability to present complex technical concepts clearly to stakeholders.
• Bachelor's degree in Computer Science or a related technical field.

Details

• Location: Bangalore Office, India.