Compliance Officer - APJ

Overview

Compliance Officer for the APJ region at HPE Financial Services, overseeing regional implementation of AML/CFT, sanctions, regulatory governance and broader compliance risk management, working within the three-lines model.

What you'll do

• Coordinate implementation of the HPEFS global AML governance framework and core AML standards across APJ, supplemented by controlled country requirements and regulatory addenda.
• Oversee the regional effectiveness of customer due diligence, beneficial ownership identification and verification, customer risk rating, enhanced due diligence, PEP controls, sanctions and adverse-media screening, ongoing monitoring and periodic review.
• Provide oversight and challenge of higher-risk customer decisions and escalations in accordance with approved global and local approval authorities, without displacing locally reserved statutory decisions.
• Ensure suspicious activity escalation and reporting arrangements are documented, timely and aligned to the requirements of the relevant jurisdiction and financial intelligence unit.
• Coordinate AML/CFT and sanctions risk assessments, control testing, quality assurance, issue management, management information and trend analysis across the region.
• Represent APJ compliance requirements in AML technology design, configuration, data requirements, user acceptance testing, implementation and post-implementation assurance.
• Monitor regulatory developments, enforcement themes and FATF/APG-related changes relevant to the assigned markets and translate them into proportionate actions.
• Maintain oversight of regulatory obligations, licence conditions, filings and supervisory commitments.
• Coordinate regulatory change assessment, implementation and closure.
• Advise and challenge on products, business change, outsourcing and cross-border activities.
• Coordinate regulatory engagements, examinations and remediation through authorised local entities or officers.
• Report material risks, breaches, developments and required decisions.
• Maintain effective governance, escalation and decision records.
• Oversee regional compliance risk assessments and risk-based monitoring.
• Advise on products, credit and leasing activities, customer communications and business change.
• Coordinate third-party compliance due diligence and oversight.
• Manage breach escalation, investigations, remediation and systemic improvements.
• Deliver compliance training and coordinate with other assurance functions while preserving independence.
• Work closely with HPEFS Legal on regulatory guidance interpretation, application and co-ordination of external third parties as needed.
• Provide independent compliance advice and challenge to APJ leadership.
• Build effective relationships across regional, country and control functions.
• Reinforce first-line ownership and accountability for compliant execution.
• Promote consistent regulatory interpretation and evidence-based decisions.

What you'll need

• Degree in Law, Finance, Business, Economics or a related field.
• Approximately five years' compliance experience in regulated financial services, including multi-jurisdictional APJ exposure.
• Experience in regulatory governance, licence obligations, regulatory engagement, risk assessment, monitoring, remediation and management reporting.
• Practical knowledge of AML/CFT, sanctions, KYC/CDD/EDD, beneficial ownership, PEP controls and suspicious activity escalation.
• Ability to implement consistent regional standards while addressing local regulatory requirements.
• Experience with technology-enabled compliance processes, data and reporting.
• Ability to work independently and influence effectively within a matrix organisation.
• Strong regulatory judgement, integrity and ability to provide independent challenge.
• Ability to translate regulatory requirements into practical controls and procedures.
• Strong analytical, communication and senior-level reporting skills.
• Effective programme, project and action-management capability.
• Ability to work effectively across APJ jurisdictions and cultures.
• Fluent business English.

Nice to have

• Relevant postgraduate qualification or professional certification.
• Relevant APJ language skills.

Details

• Hybrid role: on average 2 days per week from an HPE office.
• Location: Bengaluru, Karnataka, India.
• Job level: Expert; job category: Finance.