Loan Operations Expert, AVP

Overview

Join the trade settlements team handling settlement of secondary loan trades in multiple currencies, ensuring trade proceeds are completed within funding timelines in a fast-paced environment for the Distressed Products Group.

What you'll do

• Manage day-to-day loan activities including manual general ledger entries, manual cashflows and fund flows, and secondary trade processing.
• Analyse restructuring agreements and book the subsequent changes in the loan system.
• Review and book primary deals.
• Reconcile and apply distributions from liquidators.
• Ensure all operational requirements are met before booking or settling loan transactions in Loan IQ, in a timely manner.
• Liaise with senior business stakeholders, clients and their representatives, Legal (internal and external), Deutsche Bank Finance, Risk, audit, and onshore and offshore Operations teams.
• Resolve queries on all aspects of loan booking, settlement and maintenance.
• Conduct operational review of trade and loan documentation and support initiatives on process automation, straight-through processing and controls.
• Identify and escalate open issues to the team manager and provide written commentary on outstanding open issues.
• Collate regular reports for monitoring purposes.
• Monitor WIP and control reports daily, ensuring items are identified and cleared in a timely manner.
• Perform cash matching on internal systems.
• Review and update procedures to improve training efficiency and transaction processing.
• Participate in departmental projects and initiatives involving UAT testing.
• Cross-train with other departments for work efficiency and knowledge enhancement.
• Adhere to operational controls, including legal and regulatory procedures, to protect the Bank's assets.
• Understand business and regulatory requirements and ensure functions are performed accordingly.
• Handle other ad-hoc requests assigned by management.

What you'll need

• Expertise in the Loan IQ system and thorough knowledge of wires, nostros and fund flows between departments.
• Hands-on experience in at least one of: Deal Origination, Trading and Settlement, Docs management, Processing, or Loan Controls.
• Clear understanding of 'Delayed Compensation' and 'Cost of Carry' where trading is not completed within Loan Market Association guidelines.
• Knowledge of Risk-Free Rates (SONIA, SOFR).
• Knowledge of syndicated loan procedures.
• Bachelor's degree in Business, Finance, Accounting or Economics combined with at least 4-5 years of financial industry experience, or alternatively 6-8 years of experience in the financial industry.
• Ability to read and understand legal documents such as credit agreements, amendment documentation, trade settlement documents and loan servicing notices.
• Strong problem-solving and analytical skills under tight deadlines and stressful conditions.
• Effective decision-making capability.
• Ability to work independently and handle heavy volumes within deadlines, and to work in a team to achieve group targets.
• Strong relationship-building abilities with internal departments.
• Excellent PC skills, including proficiency in Microsoft Excel and Word.
• Ability to multi-task in a fast-paced investment banking operations environment.
• Thoroughness and attention to detail; excellent organisational skills.
• Excellent written and oral communication and interpersonal skills.
• Proven ability to leverage AI tools to enhance productivity and optimise workflows, applying critical judgment to ensure responsible and ethical use of data and AI outputs.
• Innovative thinking, a positive and willing-to-learn attitude, and readiness to take on additional responsibilities.

Nice to have

• Proficiency in financial applications and mathematics/analysis.

Details

• Location: Bangalore, India.