Principal Product Manager, Savings

Overview

Lead the long-term strategy, roadmap, and execution for Oportun's flagship AI-powered Savings product, driving member growth and retention and the future of its financial health platform.

What you'll do

• Lead the long-term product strategy and roadmap for the Savings product in partnership with leadership and cross-functional stakeholders.
• Scope and lead the development of new products and features designed to improve members' financial health and strengthen growth and retention.
• Use customer research, experimentation, data, and product metrics to build a deep understanding of member needs and behaviors and translate those insights into product decisions.
• Lead a high-performing cross-functional product team across Engineering, Design, Data, Marketing, Legal, and Customer Support to bring new capabilities to market.
• Drive alignment across teams and leadership through clear communication, thoughtful documentation, and strong product judgment.
• Navigate complex legal and regulatory considerations while keeping the team focused on member outcomes and execution.
• Bring ideas for how to do things better, proactively.
• Use AI tools thoughtfully to accelerate product discovery, improve decision-making, reduce manual work, and create stronger member experiences.

What you'll need

• 7+ years of product management experience, including experience building and scaling products in high-growth environments.
• A strong track record of defining product strategy, building roadmaps, and shipping products that deliver measurable customer and business outcomes.
• Strong customer orientation and a passion for building products that improve financial health.
• Strong analytical and problem-solving skills, including experience with experimentation, product metrics, data analysis, and data-informed decision-making.
• Demonstrated success leading cross-functional product teams and building alignment across Engineering, Design, Data, Marketing, Legal, Customer Support, and senior leadership.
• Strong written and verbal communication skills, including the ability to communicate complex product decisions clearly and concisely.
• Experience navigating ambiguity, removing blockers, and driving execution across complex product initiatives.

Nice to have

• Experience in financial services, fintech, digital banking, or another highly regulated industry.
• Experience launching products within complex legal or regulatory frameworks.
• Experience using SQL or similar tools to support product analysis and decision-making.
• Experience working with globally distributed or multinational teams.
• Experience using AI tools such as ChatGPT, Copilot, or similar tools to improve product discovery, analysis, or productivity.

Details

• Remote position in the US; candidates located in Central or Eastern time zones are strongly preferred.
• Reports to the Vice President & General Manager for Savings and Mobile.
• Full-time position.
• US base salary range: $148,100 - $237,000.