Senior Analyst

Overview

Senior Analyst role within NAB Innovation Centre India, focused on credit risk analysis, credit memo preparation and coordinating workflow across corporate banking teams.

What you'll do

• Coordinate workflow across Client Coverage, Credit, CME, Product Specialists, Client Support teams and other internal stakeholders to support efficient transaction execution and portfolio activities.
• Undertake comprehensive financial and credit risk analysis and credit rating for annual reviews, facility amendments and new lending opportunities.
• Assess industry dynamics, climate risk / ESG, financial performance, cash flow generation, leverage, collateral security, management quality and prevailing market conditions.
• Produce concise, insightful and well-structured credit memos outlining risk assessments and recommendations on facilities, limits, tenor, covenants, security and other transaction terms, aligned with internal credit policies, regulatory requirements and risk appetite frameworks.
• Support Credit and DCA holders / approval authorities in assessing new lending, limit increases, refinancing and transaction structuring opportunities.
• Develop and maintain expertise in corporate banking documentation and security arrangements.
• Ensure compliance with credit policies, risk frameworks, operational requirements and internal controls across Term Loans, Overdrafts, Bank Guarantees and Revolving Credit Facilities.
• Identify opportunities to streamline workflows, improve controls and efficiencies, and enhance service delivery using AI.
• Build trusted client relationships and deliver customer-focused solutions.
• Support transaction execution and deliver high-quality credit submissions.
• Proactively manage risk and ensure compliance with policies and procedures.
• Deliver quality outcomes while minimizing risk events.
• Drive continuous improvement and process efficiencies.

What you'll need

• MBA or CA qualification.
• Strong financial statement analysis, credit risk assessment and corporate banking product knowledge.
• Strong Microsoft Excel capability with moderate to advanced technical proficiency.
• Banking experience between 3-6 years, preferably with an international bank, or relevant legal, regulatory, statutory or risk-management experience with knowledge of credit risk and compliance processes.
• Excellent analytical, written communication, stakeholder-management and problem-solving skills.
• Effective team player with experience contributing to collaborative, high-performing environments.

Nice to have

• Additional certifications such as CFA, FRM, or equivalent professional credentials.

Details

• Location: Gurugram, India.
• Work type: Permanent.
• Flexible working arrangements such as hybrid working and job sharing are available.