Senior Secured Lending Underwriter

Overview

Wells Fargo is seeking a Senior Secured Lending Underwriter for the Asset Based Lending team within Commercial Banking Group.

What you'll do

• Participate in underwriting and loan closing of transactions.
• Identify opportunities for process improvements within scope of responsibilities for the Secured Lending Underwriting functional area.
• Review and analyze basic business challenges that require research, evaluation, and selection of alternatives.
• Exercise independent judgement to guide medium risk deliverables.
• Present recommendations for resolving more complex situations and exercise independent judgement while developing expertise in Secured Lending Underwriting functional area, policies, procedures, and compliance requirements.
• Collaborate and consult with Secured Lending Underwriting colleagues, internal partners, and stakeholders, including internal and external customers.
• Deliver accurate credit decisions within agreed turnaround times.
• Maintain portfolio quality and adhere to risk overlays.
• Ensure compliance to policies and regulations.
• Build strong stakeholder relationships and support process improvements.

What you'll need

• 4+ years of secured lending underwriting experience, or equivalent demonstrated through one or a combination of the following:
• Master's degree in finance, Accounting, Economics, or related field.
• 4+ years in credit underwriting or portfolio management within commercial or secured lending.
• Proven track record of handling complex transactions and high-value deals.
• Integrity, sound judgment, and collaborative mindset.
• High attention to detail and ability to work under pressure.

Nice to have

• CFA/FRM.
• Experience with underwriting platforms, loan origination systems, and advanced Excel (pivot tables, macros).
• Knowledge about Gen AI Tools.
• Exposure to sectors like real estate, manufacturing, or trade finance.

Details

• Location: Bengaluru, India.
• Posting end date: 25 Nov 2026.