Sr Associate – TCS Bancs Functional Tester -Payments, Advisory

Overview

PwC is seeking a TCS BaNCS Functional Tester focused on payments and advisory. The role involves functional testing across payment journeys, interfaces, messaging, reconciliation, defect management, and release support.

What you'll do

• Understand business requirements, functional specifications, and payment workflows within TCS BaNCS.
• Prepare and execute functional, integration, regression, and end-to-end test scenarios.
• Validate payment initiation, processing, status updates, exception handling, and reconciliation flows.
• Test interfaces and message-based payment flows, including SWIFT and ISO 20022, where applicable.
• Create and maintain test scenarios, test cases, test data, requirements traceability, and test evidence.
• Log, analyse, prioritise, track, retest, and support closure of defects in coordination with business, development, and product teams.
• Support System Integration Testing (SIT), User Acceptance Testing (UAT), release-readiness activities, and production validation.
• Provide clear test status reporting, highlight risks and dependencies, and support stakeholder discussions.

What you'll need

• Up to 6 years of functional testing experience in banking or payments.
• Strong understanding of payment processing and transaction lifecycles.
• Experience with reconciliation and exception management.
• Experience with API, file-based, or message-based interface testing.
• Hands-on exposure to TCS BaNCS Payments modules.
• Experience with functional, integration, regression, and end-to-end testing.
• Ability to create test scenarios, test cases, test data, and requirements traceability.
• Experience with defect logging, triage, retesting, and closure management.
• Good analytical, documentation, and stakeholder communication skills.
• Mandatory skill set: GCC Consultant.
• Required experience: 4-8 years.
• Required education: Bachelor of Engineering or MBA (Master of Business Administration).
• Required skills: Technology Business Management.

Nice to have

• Knowledge of SWIFT messages and ISO 20022.
• Exposure to domestic and cross-border payments.
• Experience with test management tools such as Jira, ALM, or Azure DevOps.
• Preferred skill set: GCC Consultant.
• Optional skills include Acceptance Test Driven Development (ATDD), Accepting Feedback, Active Listening, AI Fluency, AI-Human Collaboration, Analytical Thinking, Android, API Management, Appian (Platform), Application Development, Application Frameworks, Application Lifecycle Management, Application Software, Business Process Improvement, Business Process Management (BPM), Business Requirements Analysis, C#.NET, C++ Programming Language, Client Management, Code Review, Coding Standards, Communication, Computer Engineering, and Computer Science.

Details

• Location: Bangalore.
• Level: Associate/Senior Associate.
• Visa sponsorship is not available.
• Government clearance is not required.
• Travel requirements are not specified.