Staff Data Scientist, NIRA

Overview

Staff Data Scientist role for NIRA (Tilt Finance) focused on building and refining credit underwriting models and risk analytics for India-based business.

What you'll do

• Build and refine underwriting models and other credit models for NIRA.
• Predict loss performance using advanced modeling techniques.
• Leverage alternative data sources for underwriting and modeling.
• Collaborate with cross-functional teams across credit, engineering, and leadership.
• Help shape next-generation tools for credit access.
• Own projects end-to-end for modeling initiatives.

What you'll need

• 7+ years of expertise in predictive modeling, ideally in credit risk or actuarial settings.
• Proficiency in Python and SQL.
• Experience with ML libraries like scikit-learn, LightGBM, and XGBoost.
• Familiarity with AI tools such as Claude, Codex, or agentic workflows.
• Experience building models from scratch and owning projects end-to-end.
• Strong stakeholder management and ability to work with cross-functional teams.
• Ability to communicate complex findings to non-technical leadership.

Details

• Hybrid role in Bengaluru, India; requires working in the Bangalore office 2–3 days/week.