Analyst - APAC India KYC

Overview

Analyst role in the APAC India KYC team at MUFG, focused on financial crime risk assessment, investigations and KYC/AML controls.

What you'll do

• Apply advanced knowledge of global AML regulations, sanctions regimes, and financial crime typologies to assess high-risk client profiles
• Independently evaluate complex customer and transaction activity, identifying patterns that indicate elevated financial crime risk
• Analyze, identify, and prevent financial crimes related to AML, ABC, KYC
• Examine transactional activity tools to detect indicators of money laundering, terrorist financing, or sanctions violations as well as KYC related indicators such as volumes and values variances and EDD
• Assess and analyze KYC related areas of risk for certain high-risk customers in alignment with New Client on-boarding, Ad Hoc and Periodic reviews
• Analyze client activity for compliance with AML and sanctions requirements
• Investigate alerts and exercise independent judgment in determining whether investigative findings warrant escalation or formal reporting
• Determine escalation paths based on risk scoring
• Use specialized expertise in forensic analysis, KYC/CDD, and financial crime trends to drive risk-informed recommendations
• Prepare investigative reports and recommendations that guide senior management decisions on client onboarding, retention, or exit
• Draft suspicious activity reports (SARs) in accordance with jurisdictional requirements
• Review documentation for accuracy and completeness in EDD contexts
• Assist in testing ABC processes and validating controls
• Validate data inputs and ensure completeness of case files
• Apply operating procedures (OPs) to ensure consistency in investigative documentation
• Prioritize alert queues and manage case assignments based on urgency and risk
• Work on transaction monitoring scenario development and tuning
• Maintain process documentation and dashboards
• Coordinate regulatory and audit reporting for issues
• Conduct data analysis for AML alert optimization
• Assist in exposure reviews and investigative research
• Track and report on external engagement and typology trends

What you'll need

• Degree in criminal justice, finance, business administration, or a related field, or equivalent work experience
• Advanced knowledge of global AML, anti-bribery and corruption (ABC), sanctions, and financial crime regulations, regimes, typologies, and frameworks
• Strong knowledge of transaction monitoring systems, alerting tools, and case management platforms
• Expertise in forensic analysis
• Strong ability to understand regulatory guidance and internal policy documents
• Specialized knowledge of know your customer (KYC), suspicious activity reporting (SAR), and investigative techniques
• Advanced knowledge of industry standard KYC practices (customer identification program (CIP), customer due diligence (CDD), enhanced due diligence (EDD), etc.)
• Advanced knowledge of financial crimes typologies
• Ability to analyze financial data and identify suspicious activity
• Strong documentation and reporting skills
• Communicates effectively
• Collaborates well with business partners, peers and supervisors
• Applies analytical thinking and sound judgment
• Demonstrates resilience, adaptability, and curiosity
• Embraces continuous learning and inclusive collaboration
• Attention to detail
• Uses technology to enhance accuracy and efficiency
• Acts with integrity and ethical awareness

Nice to have

• Relevant financial crime or anti-money laundering (AML) certification
• Exposure to financial crime compliance, due diligence, investigations, or regulatory roles
• Experience with compliance tools and systems (e.g., Actimize, World Check, LexisNexis)

Details

• Location: MUFG Global Service Private Ltd., Bengaluru (BCIT)