R

Analyst, Banking Alliances

Razorpay
NewPosted today

LOCATION

Bengaluru · Onsite

EXPERIENCE

4 - 8 Years

SKILLS REQUIRED

Stakeholder ManagementCommercial NegotiationRegulatory CompliancePayment Gateway Sales

Job description

Overview

Lead Payment Gateway (PG) business growth across strategic high-potential locations, drawing on payments-ecosystem knowledge, work with banks and financial institutions, and government relationships to drive adoption and revenue.

What you'll do

  • Own end-to-end sales of PG solutions to merchants, enterprises, and institutions in the assigned strategic location
  • Identify, prospect, and close high-value merchants across sectors such as retail, education, healthcare, and government
  • Drive acquisition of new accounts while growing revenue from existing merchant partnerships
  • Pitch and position PG products including payment links, UPI, cards, EMI, and BNPL solutions based on merchant needs
  • Build and maintain strong relationships with regional and cooperative banks, NBFCs, and nodal banking partners
  • Lead commercial negotiations including MDR, settlement cycles, credit limits, and partnership terms
  • Coordinate with bank partners for faster onboarding, issue resolution, and co-selling opportunities
  • Stay updated on RBI guidelines, banking circulars, and compliance requirements affecting PG operations
  • Develop and manage relationships with state and local government bodies, PSUs, and municipalities for PG adoption in public services
  • Identify and pursue opportunities in government collections, including utility payments, tax portals, welfare disbursements, and e-governance projects
  • Represent the company in government tenders, RFPs, and empanelment processes
  • Liaise with government officials and decision-makers to position the company as a preferred payments partner
  • Lead pricing discussions and commercial structuring for large and strategic deals
  • Collaborate with internal product, risk, and finance teams to create customized proposals
  • Ensure deal profitability while maintaining competitive positioning in the market
  • Track competitor activity, pricing trends, and emerging merchant needs across assigned strategic locations
  • Provide regular pipeline reports, forecasts, and market insights to regional leadership
  • Represent ground-level feedback to product teams for localization and feature improvements

What you'll need

  • 4–8 years of experience in Payment Gateway, Fintech, or Banking sales
  • Deep understanding of PG infrastructure, including acquiring banks, payment networks, settlement flows, risk and compliance
  • Proven track record of commercial negotiation with banks or financial institutions
  • Experience managing or engaging with government bodies or PSUs for payments/fintech solutions
  • Strong hunter mentality with a consultative sales approach
  • Excellent communication, relationship management, and stakeholder influence skills

Nice to have

  • Prior experience working in or extensively covering the assigned strategic location
  • Existing network of merchants, bank officials, or government contacts in Chandigarh, Lucknow, Chennai, Hyderabad, or Kolkata
  • Familiarity with RBI payment regulations, PCI-DSS, and digital payment policies
  • Understanding of GST, e-invoicing, or government payment use cases

Read the full description and apply on the company’s own careers page.

Stay safe

Hiring on Abekus is free for applicants

We never charge a fee, and employers are prohibited from doing so. If a recruiter asks for payment, please report them right away.

Analyst, Banking Alliances