Corporate Credit Underwriting – Leveraged Finance – Officer

Overview

Analyst on the Global Leveraged Finance Underwriting (LFU) Analytics team within Institutional Credit Management, providing credit risk analysis, monitoring and credit administration for wholesale leveraged lending.

What you'll do

• Assess the credit and financial strength of Citi's most complex Large Corporate Clients by performing fundamental credit analysis using quantitative and qualitative factors
• Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalating potential credit issues to LFU Underwriters, Risk and BCMA partners
• Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through due diligence for transactions and ongoing credit monitoring
• Assess the borrower's cash flow profile by building projection models used in assigning a regulatory rating and driving decisions on extending credit to highly levered obligors
• Write Annual Reviews and Quarterly Reviews of the assigned portfolio
• Provide analytical support across LFU's core functions: leveraged lending transaction origination and credit approval; portfolio management and early problem recognition; and global leveraged lending projects and strategic initiatives

What you'll need

• 1-3 years of credit analysis, origination, or relevant credit experience
• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to form independent opinions on credit and recognize emerging risks
• Team player with strong work ethic who works well with others at all levels
• Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
• Advanced knowledge of Microsoft Word, Excel, and PowerPoint
• Three statements financial modeling experience
• Ability to take on demanding responsibilities and work independently while juggling multiple tasks at once and managing deadlines effectively
• Awareness and adherence to the control environment, including Quality Assurance and Quality Control
• Education: MBA or CFA or CA

Details

• Location: Mumbai, Maharashtra, India
• Time type: Full time
• Job family group: Risk Management; job family: Credit Risk