Credit Maint Intmd Analyst – C11

Overview

The Credit Maintenance Intermediate Analyst captures and records data on credit exposures, obligors and facilities in relevant credit systems, in coordination with the Operations - Services team. The role coordinates and maintains data quality in credit systems, monitors and reports credit exposure, escalates deficiencies and recommends delinquent strategies in line with credit policies.

What you'll do

• Maintain data of relations and facilities in the credit system and enter data accurately in various auxiliary credit systems.
• Consult with the Relationship Manager (RM) to formalize requests for credit facilities and raise other problems to the appropriate organizations.
• Detect revealed trends in the process of limited control to assess the needs of the line of credit, operations, or system problems.
• Maintain accurate controls and insurance records, ensuring timely follow-ups and renewals of insurance required for equipment and team responsibility.
• Prioritize and process the review of incoming credit applications to verify accuracy and integrity, and register them in the database accurately and in a timely manner.
• Monitor limits versus exposure at the end of the day and escalate exceptions detected by the policy.
• Aid important portfolios and apply professional decisions when interpreting information and results.
• Assess risk appropriately when business decisions are made, driving compliance with applicable laws, rules, regulations and Policy, and escalating, managing and reporting control issues with transparency.
• Exercise independent judgement and decision-making in managing day-to-day responsibilities, including evaluating complex situations, resolving issues and determining appropriate courses of action.
• Drive and influence delivery of work within area of responsibility, ensuring progress against timelines and accountability for quality and timelines.
• Review outputs, guide approach where required, and address gaps to ensure delivery meets expected standards.
• Take ownership of decisions and deliverables within remit, applying analytical thinking and professional expertise to solve problems.
• Translate direction into actionable steps and ensure effective follow-through on business decisions within the function.
• Address non-routine situations and practical challenges by applying judgement to identify solutions or take decisions within scope.
• Ensure processes are implemented consistently and outputs meet expected standards.
• Evaluate business requirements by analyzing complex issues and recommending practical, implementable solutions.
• Perform other job-related duties as assigned.

What you'll need

• 2-5 years of relevant experience.
• Bachelor's degree/University degree or equivalent experience.
• Working knowledge of industry standards and practices.
• Working knowledge of data analysis tools and methodologies.
• Demonstrated analytical skills.
• Consistently demonstrates clear and concise written and verbal communication.

Nice to have

• Experience in business.

Details

• Location: Mumbai, Maharashtra, India.
• Time type: Full time.
• Job family group: Operations - Services; Job family: Credit Maintenance.