Lead Compliance Manager

Overview

Lead Compliance Manager to build and own the AML/BSA, sanctions, KYC/KYB and lending-compliance function for Motive's commercial lending and spend management program (Motive Card) as it scales across markets.

What you'll do

• Own and maintain AML/BSA, Sanctions, and KYC/KYB policies and procedures across all markets where Motive operates, keeping them current with local regulatory and issuing bank/network requirements
• Design, implement, and monitor controls for sanctions and PEP screening, transaction monitoring, and suspicious activity escalation, including named Compliance Officer/Designee responsibilities where required
• Serve as primary compliance point of contact and relationship owner for issuing bank and card network partners in each market, including compliance reviews, exams, audits, and remediation commitments
• Partner with Risk, Legal, Underwriting, Product, and Engineering to embed lending-compliance requirements into new products and markets before launch
• Lead internal and third-party compliance audits and exams, driving findings to closure and maintaining audit-ready documentation and evidence across all jurisdictions
• Monitor regulatory developments across commercial lending, AML/sanctions, and payments in each market Motive operates or plans to enter, and translate them into policy and control updates
• Build and run the governance structure for the compliance program, including reporting, escalation paths and risk committees, and establish the playbook for evaluating compliance requirements before entering any new market
• Build out the compliance function as it scales, including hiring and managing future team members

What you'll need

• 8+ years of experience in compliance, audit, or risk management within lending, payments, or financial services, including direct ownership of AML/BSA, KYC/KYB, sanctions, and PEP programs
• Hands-on experience managing compliance relationships with issuing banks, card networks, or other regulated financial partners, including audits and remediation
• Multi-jurisdiction compliance program experience, including Canada and UK/EU
• Working knowledge of regulatory frameworks governing commercial lending, AML/sanctions, and payments across North America and Europe (e.g., BSA, FinCEN, FINTRAC/PCMLTFA, OFAC sanctions, UK/EU AML and data protection regimes)
• Proven ability to both write policy and operationalize it, building controls, procedures, and monitoring that hold up under audit
• Experience partnering cross-functionally with Legal, Risk, Product, and Engineering to launch compliant products in new markets
• Strong written and verbal communication skills, with the ability to represent the company credibly to external regulators, auditors, and bank partners, and to advise senior leadership on compliance risk

Nice to have

• Additional international experience (e.g., Mexico or other Latin American markets)

Details

• Reports to the Head of Risk, Financial Products
• Remote, United States
• Compensation range: United States $142,000 to $195,000 USD
• Some interviews or new-hire training sessions may be held in person at one of the global offices