Product Management - Senior Product Manager - Risk

Overview

Senior Product Manager (Lending Risk) for Paytm’s Merchant Lending Risk charter, owning product strategy for unsecured merchant loans while balancing growth with credit quality and regulatory integrity.

What you'll do

• Define and drive the product roadmap for merchant lending risk.
• Build and scale rule engines, decision engines, and model orchestration layers.
• Implement audit-ready decision logs and explainability layers.
• Build robust policy versioning and experimentation infrastructure.
• Lead a team of credit risk analysts responsible for underwriting, risk, fraud, and monitoring.

What you'll need

• 5+ years of product management experience in the consumer or fintech industry.
• Strong analytical and structured thinking ability.
• Strong experience in unsecured merchant or SME lending (preferred).

Details

• Location: Bangalore, Karnataka.