Senior Analyst - Loan Admin

Overview

The Senior Associate handles day-to-day administration of borrowing base and collateral monitoring for Asset-Based Lending, structured credit, NAV financing, warehouse financing and other secured lending facilities on behalf of investment manager clients, and acts as a key coordination point between borrowers, lenders, investment managers and internal teams.

What you'll do

• Review borrower-submitted collateral reports, borrowing base certificates, receivables agings, inventory reports and supporting documentation.
• Validate borrowing base calculations against eligibility criteria, advance rates, concentration limits, reserves and other transaction-specific requirements.
• Prepare borrowing base reports and availability calculations for lender and client distribution.
• Investigate reporting exceptions, data discrepancies and eligibility issues.
• Ensure calculations and reporting deliverables are completed accurately and within established deadlines.
• Maintain supporting workpapers and audit trails for all calculations and adjustments.
• Perform ongoing administration and monitoring of collateral portfolios across assigned transactions.
• Review collateral eligibility and identify assets that may no longer qualify under financing agreement requirements.
• Monitor concentration limits, collateral performance and portfolio trends.
• Process collateral additions, removals, substitutions and updates within servicing systems.
• Reconcile collateral data against source reports and supporting documentation.
• Assist with preparation of collateral reporting packages for lenders, investment managers and other stakeholders.
• Escalate collateral exceptions, valuation concerns and reporting issues as appropriate.
• Review and interpret financing agreements, borrowing base provisions, amendments, waivers and related transaction documents.
• Apply legal and contractual requirements to operational reporting procedures.
• Assist in documenting transaction-specific reporting methodologies and procedures.
• Escalate documentation ambiguities and questions to senior team members where necessary.
• Act as day-to-day contact for borrowers, lenders, investment managers and service providers.
• Respond to routine client and lender queries on borrowing base calculations, collateral reporting and transaction activity.
• Coordinate receipt of reporting packages and supporting documentation from borrowers and third parties.
• Support preparation of periodic reporting and management information.
• Assist with priority of payments calculations and transaction cash flow reviews where applicable.
• Support payment date administration, reporting cycles and related operational activities.
• Assist with onboarding new transactions and implementation of reporting procedures.
• Support lifecycle events including amendments, refinancings, restructurings and facility renewals.
• Follow established operating procedures and internal control requirements.
• Identify and escalate reporting exceptions, covenant issues, collateral concerns and operational risks.
• Maintain complete documentation and supporting records for audit purposes.
• Support internal and external audits by providing requested information and workpapers.
• Identify opportunities to improve reporting efficiency and operational effectiveness.
• Participate in system enhancements, testing activities and automation initiatives.
• Contribute to the ongoing development of policies, procedures and controls.

What you'll need

• Bachelor's degree in Finance, Accounting, Economics, Business or a related discipline.
• 3-5+ years of experience in collateral administration, borrowing base administration, private credit operations, loan administration, fund administration, structured finance or secured lending.
• Experience preparing or reviewing borrowing base reports and collateral reporting.
• Understanding of collateral eligibility, advance rates, concentration limits, reserves and availability calculations.
• Ability to interpret financing agreements and related legal documentation.
• Strong Excel and analytical skills.
• Strong attention to detail and organizational skills.
• Excellent written and verbal communication skills.
• Ability to manage multiple deadlines and priorities in a fast-paced environment.
• Knowledge and understanding of securities and other financial instruments.
• Computer proficiency with advanced knowledge of Microsoft Office Suite.

Nice to have

• Familiarity with Solvas (CDO-Suite).

Details

• Location: Pune - Baner, India.