Senior KYC Analyst

Overview

Senior KYC Analyst in the enterprise First Line of Defence AML/KYC function, supporting Lines of Business with onboarding, periodic and event-driven reviews, and reporting to a KYC Operations Team Lead within the Office of the COO.

What you'll do

• Create and maintain KYC records by obtaining information and supporting documentation from internal and external sources.
• Work alongside Relationship Managers and client-facing teams to obtain documentation required to meet KYC requirements directly from clients.
• Review information and documentation received to ensure compliance with Northern Trust AML/KYC policies and procedures.
• Validate information within the KYC system of record and ensure Customer Identification Program (CIP) and Customer Due Diligence (CDD) is fully complete and accurate.
• Perform Enhanced Due Diligence (EDD) on high-risk clients, including Politically Exposed Person (PEP) analysis and completion of relevant EDD forms.
• Analyse complex ownership structures to determine risk exposure and applicable jurisdictional KYC requirements.
• Work with Second Line of Defence (2LOD) and the KYC Centre of Excellence (CoE) / Program Management teams on policy or procedural questions.
• Ensure follow-ups are performed in a timely manner to complete KYC within required deadlines and meet KRI / KPI targets.
• Provide regular updates to stakeholders on progress and outstanding requirements.
• Support KYC Analysts with complex KYC queries to minimise outreach to external teams.
• Attend and participate in regular AML awareness training sessions to support the quality and consistency of deliverables.

What you'll need

• A college or university degree and/or equivalent relevant professional experience.
• 2–4 years' experience in an AML/KYC function.
• Experience analysing complex ownership structures to determine risk exposure and jurisdiction-specific KYC requirements.
• Ability to work effectively as a team player with strong time management skills.
• Evidence of effective communication with stakeholders.
• Strong attention to detail with an analytical mindset.
• Proficiency in Microsoft Word and Excel.

Details

• Location: Bangalore, India.
• Eligibility for internal partners: 12 months as an Analyst II.