Senior KYC Analyst

Overview

Northern Trust is seeking a Senior KYC Analyst to support Lines of Business in executing AML/KYC requirements across onboarding, periodic and event-driven reviews within the enterprise First Line of Defence AML/KYC function, reporting to a KYC Operations Team Lead.

What you'll do

• Create and maintain KYC records by obtaining information and supporting documentation from internal and external sources
• Work alongside Relationship Managers and client-facing teams to obtain documentation required to meet KYC requirements directly from clients
• Review information and documentation received to ensure compliance with Northern Trust AML/KYC policies and procedures
• Validate information within the KYC system of record and ensure Customer Identification Program (CIP) and Customer Due Diligence (CDD) is fully complete and accurate
• Perform Enhanced Due Diligence (EDD) on high-risk clients, including Politically Exposed Person (PEP) analysis and completion of relevant EDD forms
• Analyse complex ownership structures to determine risk exposure and applicable jurisdictional KYC requirements
• Work with Second Line of Defence (2LOD) and the KYC Centre of Excellence (CoE) / Program Management teams regarding policy or procedural questions
• Ensure follow-ups are performed in a timely manner to complete KYC within required deadlines and meet KRI / KPI targets
• Provide regular updates to stakeholders on progress and outstanding requirements
• Support KYC Analysts with complex KYC queries to minimise outreach to external teams
• Attend and participate in regular AML awareness training sessions to support the quality and consistency of deliverables

What you'll need

• A college or university degree and/or equivalent relevant professional experience
• 2–4 years' experience in an AML/KYC function
• Experience analysing complex ownership structures to determine risk exposure and jurisdiction-specific KYC requirements
• Ability to work effectively as a team player with strong time management skills
• Evidence of effective communication with stakeholders
• Strong attention to detail with an analytical mindset
• Proficiency in Microsoft Word and Excel

Details

• Location: Pune, India
• Eligibility for internal partners: 12 months as an Analyst II