Associate, Asset Management, Homebuilder Solutions

Overview

Support the ongoing asset management of residential A&D, ADC, and homebuilder lending facilities, focusing on individual loan and project performance, borrower requests, credit actions, and resolution of asset-level matters after loan closing.

What you'll do

• Manage assigned homebuilder and residential development loans and evaluate performance against approved business plans, loan terms, and transaction expectations.
• Monitor development progress, construction milestones, project phasing, builder inventory, home starts, completions, closings, cancellations, and sales activity; review project performance against approved budgets and timelines.
• Review borrowing base and collateral reporting, monitor availability and collateral eligibility, review valuation updates, and coordinate collateral releases, lot takedowns, and related asset-level activities.
• Monitor borrower compliance with loan requirements, including covenants, reporting requirements, insurance, and other material conditions, and address exceptions or deficiencies as appropriate.
• Evaluate extensions, modifications, waivers, consents, amendments, and other post-closing borrower requests and prepare recommendations for approval.
• Coordinate property inspections, field reviews, and third-party reports and evaluate material findings affecting the financed project or collateral.
• Identify and evaluate asset-specific challenges, covenant issues, project deviations, or other emerging concerns and recommend appropriate solutions or risk mitigants.
• Review and interpret loan agreements, guaranties, and related credit documentation when evaluating borrower requests, extension requirements, and other asset-level matters.
• Coordinate funding requests, payoff activity, collateral releases, satisfactions, reconveyances, and other post-closing loan administration activities in partnership with Loan Servicing and Legal.
• Prepare concise asset updates highlighting material developments, decisions, risks, and recommended actions.
• Partner with Relationship Management, Credit, Legal, Portfolio Risk, and Loan Servicing to resolve matters affecting assigned assets.

What you'll need

• MBA in Finance, or bachelor's degree in finance, accounting, economics, real estate, business administration, or a related field.
• 3 to 5 years of experience in commercial banking, real estate lending, credit analysis, underwriting, asset management, or a related financial-services role.
• Strong understanding of residential land development, A&D/ADC lending, homebuilder finance, and real estate credit fundamentals.
• Experience evaluating individual loans, borrowers, and project performance.
• Ability to review and interpret loan agreements, guaranties, and other credit documentation.
• Experience evaluating extensions, modifications, waivers, consents, or similar borrower requests.
• Understanding of residential development, construction milestones, project phasing, inventory, and home-sale activity.
• Strong analytical and problem-solving skills with the ability to develop clear recommendations.
• Strong written and verbal communication skills.
• Ability to manage multiple assets and loan-level matters while maintaining accuracy and attention to detail.
• Ability to work independently and collaborate effectively across multiple internal functions.

Nice to have

• Experience managing loans to production homebuilders or residential developers.
• Knowledge of master-planned communities and horizontal and vertical development.
• Experience with loan amendments, extensions, modifications, or other post-closing credit actions.
• Familiarity with appraisal, inspection, and collateral-review processes.
• Experience managing complex or multi-phase residential development projects.

Details

• Role is in Bengaluru.