CDD Analyst

Overview

Perform customer due diligence (CDD) refreshes and KYC/AML reviews for individual and corporate clients in a regulated embedded payments fintech.

What you'll do

• Conduct periodic and event-driven CDD refreshes for individual and corporate clients, including screening and reviewing for adverse media, sanctions and Politically Exposed Persons (PEP) profiles.
• Review and update customer records in accordance with FCA guidelines, EU/UK AML directives and internal risk policies.
• Collect, verify and assess KYC documentation (e.g., ID, address proof, ownership structures).
• Perform sanctions, PEP and adverse media screening, and escalate any hits or anomalies per escalation protocols.
• Collaborate with internal teams and onshore teams to resolve gaps or discrepancies.
• Ensure accurate documentation of all due diligence activities, maintaining audit readiness and GDPR compliance.
• Identify and suggest improvements to the CDD refresh process, including automation opportunities.
• Stay informed on regulatory developments and industry best practices in customer due diligence.
• Work effectively in a high-volume environment, managing multiple cases and priorities while maintaining quality and turnaround standards.
• Engage in continuous professional development to enhance skills and adapt to evolving business needs.

What you'll need

• Minimum 2 years of experience in CDD, KYC, AML or financial crime roles within a regulated financial institution or fintech.
• Solid understanding of UK/EU AML regulations, including JMLSG guidance and FCA expectations.
• Familiarity with various client types and structures (e.g., corporates, trusts, partnerships, beneficial ownership).
• Experience using screening and data tools such as Orbis, Moody's, or equivalent platforms.
• Strong analytical skills and attention to detail, especially in high-volume environments.
• Proven ability to manage large volumes of work while maintaining accuracy and meeting deadlines.
• Excellent communication skills, both written and verbal.
• Proficiency in Excel, CRM/KYC platforms and document management systems.
• Ability to work independently with accountability, while adapting effectively within diverse team environments to achieve shared goals.

Details

• Location: Mumbai.