Corporate Credit - Leveraged Finance – Vice President

Overview

Vice President in the Global Leveraged Finance Underwriting (LFU) Credit Team within Institutional Credit Management, responsible for credit risk analysis, monitoring and credit administration for leveraged lending.

What you'll do

• Assess the credit and financial strength of complex Corporate Clients through fundamental credit analysis using quantitative and qualitative factors.
• Complete Annual Reviews and Quarterly Reviews independently, and support LFU Underwriters on transactions.
• Monitor the covered portfolio, follow industry trends, evaluate impacts to key relationships and escalate potential credit issues to LFU Underwriters, Risk and BCMA partners.
• Evaluate and understand clients' business models, financial performance and key credit drivers across industries through due diligence and ongoing credit monitoring.
• Assess borrower cash flow profiles by building projection models used for regulatory ratings and credit extension decisions on highly levered obligors.
• Provide analytical support across loan origination and credit approval, portfolio management and early problem recognition, and global leveraged lending projects and strategic initiatives.
• Mentor and guide C10 to C12 analysts to ensure timely and appropriate completion of monitoring memos.
• Provide sign-off for C10 and C11 Annual Review and Quarterly Review memos as delegated by the Team Lead, ensuring checklists are completed.

What you'll need

• 10 to 13 years of experience in credit analysis, origination, or other relevant credit functions.
• Well-developed analytical skills, including a strong understanding of key financial components such as liquidity position and leverage profile, with the ability to form independent credit opinions and recognize emerging risks.
• Proactive approach with the ability to work autonomously and collaboratively within a team environment.
• Strong organizational skills with the ability to work effectively under pressure, manage time and prioritize multiple tasks simultaneously.
• Advanced proficiency in Microsoft Word, Excel and PowerPoint.
• Ability to navigate complex and variable issues with substantial potential impact, requiring a balanced approach to conflicting needs and various alternatives.
• Demonstrated ability to take on demanding responsibilities, work independently and effectively manage deadlines while juggling multiple tasks.
• Awareness of and adherence to the control environment, including Quality Assurance and Quality Control.
• Ability to provide advice and counsel related to the technology or operations of the business.
• Education: MBA, CFA, or CA required.

Details

• Location: Mumbai, Maharashtra, India.
• Employment type: Full time.