Wholesale Credit Sanctioning - LevFin - VP

Overview

Independently assess and make credit decisions for complex financing transactions within the LevFin, SLF and Hedge Funds sectors, and contribute to credit risk policies and procedures for the Specialised Sector.

What you'll do

• Analyse complex financial information and business models of LevFin, SLF and Hedge Fund clients to assess creditworthiness, repayment capacity and potential risks.
• Monitor the performance of the LevFin, SLF and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluate the risk profile of each application considering industry trends, borrower financials, collateral and market conditions.
• Document credit decisions and rationale clearly and concisely, adhering to internal audit and regulatory reporting standards.
• Develop and implement strategies to mitigate identified credit risks and optimise portfolio performance.
• Contribute to or set strategy, drive requirements and make recommendations for change; plan resources, budgets and policies; manage and maintain policies and processes; escalate breaches of policies or procedures.
• Manage and coordinate a team of credit analysts, overseeing task allocation and planning, reviewing credit papers of the assigned portfolio, monitoring progress, and completing high quality annual and quarterly credit reviews.
• Provide ongoing resource development, training (technical and non-technical) and retention for the team.
• Advise key stakeholders, including functional leadership and senior management, on functional and cross-functional areas of impact and alignment.
• Manage and mitigate risks through assessment, supporting the control and governance agenda.

What you'll need

• Strong experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the High Risk/LevFin domain.
• Experience managing and coordinating a team of credit analysts, with strong team oversight.
• Ability to develop effective internal relationships and manage onshore stakeholders proactively.
• Strong communication skills.
• Proactive engagement in risk initiatives to achieve strategic objectives.

Nice to have

• Experience in credit risk, preferably in an international banking environment, covering Leveraged and/or High Yield clients.
• Team management experience.
• Good analytical skills with attention to detail and the ability to provide big picture decision making.
• Good interpersonal, verbal and written communication skills, with the ability to clearly articulate complex concepts and ideas.

Details

• Based in Mumbai.