Wholesale Credit Risk Sanctioning - LevFin - Analyst

Overview

Independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors, in line with the bank's credit risk appetite and regulatory requirements, and contribute to credit risk policies and procedures for the Specialised Sector.

What you'll do

• Analyse complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess creditworthiness, repayment capacity, and potential risks.
• Monitor the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluate the risk profile of each application considering industry trends, borrower financials, collateral, and market conditions.
• Document credit decisions and rationale clearly and concisely, adhering to internal audit and regulatory reporting standards.
• Develop and implement strategies to mitigate identified credit risks and optimise portfolio performance.
• Prepare annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.
• Stay current with financial analysis and risk profile of the assigned sectors, borrowers and counterparties.
• Actively support senior credit officers for periodic regulatory examinations, internal audits, transactions and risk initiatives.

What you'll need

• Experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the high risk/LevFin domain.
• Experience in credit risk (3+ years), preferably in an international banking environment, covering Leveraged and/or High Yield clients.
• Good analytical skills with attention to detail, and ability to provide big picture decision making.
• Good interpersonal, verbal and written communication skills, with the ability to clearly articulate complex concepts and ideas.
• Ability to work in a fast-paced environment, multi-task and handle various competing priorities.

Details

• Location: Mumbai, India.