Credit Officer, Associate

Overview

Associate Credit Officer role in Deutsche Bank’s Risk division, supporting Global Credit Analytics Function (GCAF) credit documentation, analysis, and monitoring for corporate and institutional counterparties.

What you'll do

• Perform accurate and timely credit analysis of counterparties by assessing business and financial risk.
• Prepare and write rating reports and credit reviews/analysis for recommendation and approval.
• Participate in live trades by understanding trade dynamics and completing required credit write-ups.
• Monitor and surveil assigned international portfolios, including rating changes and relevant news/events.
• Understand banking products and associated credit documentation (including trade finance and derivatives).
• Update and monitor limits/exposure data, including covenant monitoring and excess ticket clearance.
• Ensure compliance with applicable local and global regulatory and policy requirements.

What you'll need

• Relevant professional qualification such as MSc/MA/MBA/CA/CFA.
• Relevant work experience in credit underwriting.
• Strong analytical skills to support financial statement analysis and cash flow projections/forecasting.
• Knowledge of financial markets and economic/industry trends.
• Strong accounting background, including knowledge of financial ratios.
• Ability to prepare peer analysis and credit documentation for reviews.

Nice to have

• Experience with credit documentation brought into GCAF’s purview (implied by responsibility).

Details

• Location: Mumbai, India.