FinOps Associate – Payments Operations & Reconciliation

Overview

As a FinOps Associate, you’ll own day-to-day payments operations and reconciliation across multiple entities and currencies, covering collections, payouts, and internal treasury transfers.

What you'll do

• Manage end-to-end reconciliation across payment rails for collections, payouts, and treasury transfers.
• Track and reconcile inbound and outbound transactions to ensure accurate merchant settlement.
• Coordinate with banking partners and payment aggregators on settlement queries, failed transactions, chargebacks, and exceptions.
• Monitor daily float positions and flag discrepancies to VP Finance.
• Run daily, weekly, and monthly reconciliations across gateway records, bank statements, ledger entries, and system logs.
• Investigate breaks, suspense items, and unmatched entries and drive resolution with product/engineering.
• Prepare reconciliation for escrow accounts and support month-end and quarter-end close.

What you'll need

• 1–3 years of experience in payments operations, reconciliation, or fintech finance ops.
• Strong understanding of payment rails including UPI, IMPS, NEFT/RTGS, SWIFT, and card networks.
• Hands-on experience with bank reconciliation, escrow matching, and settlement processes.
• Proficiency in Excel/Google Sheets with VLOOKUP, pivot tables, and conditional formatting.
• Attention to detail and comfort working with large volumes of transactional data.
• CA Inter / CMA Inter / B.Com / BBA Finance or equivalent qualification.
• SQL basics are a strong plus.