Life Underwriter

Overview

Life Underwriter role at Ethos Life focused on evaluating and deciding whether to accept, modify, or decline life insurance risks.

What you'll do

• Understand underwriting policies, guidelines, and procedures.
• Evaluate medical history/physical condition, occupational hazards, and financial background to decide risk outcomes.
• Communicate underwriting decisions effectively in written and verbal form.
• Champion process improvements while maintaining mortality expectations.
• Gather information needed for underwriting decisions efficiently.
• Independently handle assigned underwriting requests with minimal direction and comfort with ambiguity.

What you'll need

• 3+ years of experience in life insurance underwriting.
• Demonstrated knowledge of risk selection across medical, non-medical, and financial factors.
• Ability to think critically and problem solve independently.
• Strong verbal and written communication skills.
• Positive, inclusive, agile, and collaborative mindset.
• 4-year degree preferred.
• Experience/coverage with term and permanent life insurance underwriting.

Details

• Location: Bangalore, India.