Requirements Engineer, AS

Overview

Serve as the primary liaison between business stakeholders and software development teams for credit and debit card processing applications, eliciting, analyzing, documenting, validating and managing business and system requirements across the product delivery lifecycle.

What you'll do

• Partner with product owners, operations, compliance, risk, customer service and technology stakeholders to understand business needs.
• Act as the go-between for business and development teams, translating business objectives into clear functional and non-functional requirements.
• Elicit requirements through workshops, interviews, process reviews, data analysis and stakeholder discussions.
• Create and maintain business requirements, user stories, acceptance criteria, process flows, use cases, interface requirements and traceability records.
• Support applications covering card authorization, clearing and settlement, transaction processing, refunds, reversals, disputes, chargebacks, fees and reconciliation.
• Analyze impacts across upstream and downstream systems, integrations, APIs, data flows and operational processes.
• Work with architects, developers and testers to clarify requirements and resolve gaps, conflicts and dependencies.
• Support backlog refinement, sprint planning, reviews, retrospectives, release planning and daily Scrum activities.
• Assist quality assurance teams with test scenarios, requirement coverage, defect triage and business acceptance testing.
• Maintain stakeholder alignment, track decisions and changes, and communicate delivery risks, assumptions, issues and dependencies.
• Ensure requirements consider security, privacy, regulatory, audit, resilience and card-industry controls.

What you'll need

• Experience as a Requirements Engineer, Business Analyst, Systems Analyst, or similar role in financial services or payments technology.
• Working knowledge of credit and debit card transaction lifecycles and card processing platforms.
• Strong requirements elicitation, analysis, documentation, modelling and stakeholder-management skills.
• Ability to communicate effectively with both business and technical audiences and convert complex needs into actionable requirements.
• Practical experience working in Agile Scrum teams and understanding Scrum roles, ceremonies, artefacts and backlog management.
• Familiarity with tools such as Jira, Confluence or equivalent requirements and delivery-management platforms.
• Experience writing well-structured user stories and testable acceptance criteria.
• Strong analytical, problem-solving, facilitation, negotiation and written communication skills.
• Ability to manage multiple priorities and work effectively across distributed, cross-functional teams.
• Familiar with Agile Team management tools (JIRA, Confluence).
• Pro-active team player with good communication skills as well as good English language skills.
• Experience with Agile/SCRUM environment including agile tooling and methodology together with knowledge of cards.
• Bachelor's degree from a college or university with a focus on IT or data evaluation and/or comparable professional experience.
• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

Details

• Location: Pune, India.
• Corporate title: Associate.