Senior Product Manager - Credit Risk

Overview

Own Bureau's credit product line, including the signals, scores and decisioning tools lenders use to approve, price and monitor borrowers.

What you'll do

• Own the credit signals roadmap, choosing the next signals to build from alternative data, behavioural patterns and fraud indicators that predict credit risk.
• Go deep with lenders: learn how banks, NBFCs and fintechs underwrite and collect, and turn their pain into product.
• Build across the credit lifecycle, including onboarding, underwriting, limits, early warnings and collections.
• Partner with data science to define what a great signal looks like and take models from experiment to production.
• Ship, scale and prove impact by launching API-first products and tracking approval rates, delinquency and fraud loss.
• Help sales pitch and price credit deals, and keep products aligned with RBI and data protection rules.

What you'll need

• 5–8 years in product at PM or Senior PM level, owning products end to end.
• Consumer-side credit experience at a lender, NBFC, credit fintech or BNPL player, building and scaling products in India or globally.
• Hands-on experience with signals: bureau data, alternative data, risk scores or fraud indicators used to make better decisions.
• Data fluency: can question a Gini or KS number and pull your own insights with SQL.
• Clear communication with a CRO, an engineer and a salesperson alike.

Nice to have

• Built or productised a credit score, risk model or decisioning engine.
• Worked with India's credit stack, including bureaus, Account Aggregator, UPI or GST data.
• Sold data or risk tools to lenders on the B2B side.

Details

• Location: Bangalore.
• Compensation: competitive salary plus potential equity.
• Benefits: health benefits, flexible PTO, learning budget.