Overview
AML Compliance Analyst for Alpaca’s global Financial Crimes team, supporting BSA/AML, sanctions, anti-fraud, and securities surveillance programs.
What you'll do
- Investigate potentially suspicious activity from transaction monitoring alerts, escalations, and referrals.
- Screen individuals, entities, and transactions against OFAC, sanctions, PEP, enforcement, and adverse media watchlists.
- Prepare SAR recommendations and narratives and support filing of approved SARs with FinCEN.
- Review and respond to time-sensitive escalations and regulatory inquiries including FinCEN 314(a)/(b) and law enforcement queries.
- Maintain audit trails with defensible documentation for investigations, alert dispositions, and compliance decisions.
- Support monitoring improvements by enhancing transaction monitoring rules, policies, procedures, controls, and risk frameworks.
What you'll need
- 3-5 years of experience in Financial Crime/AML investigations (including AML alert investigation for retail, institutional, or foreign financial firms).
- Strong understanding of U.S. regulatory requirements such as BSA/AML and USA PATRIOT Act, plus SEC/FINRA-related regulations.
- Familiarity with trading activity and financial crime typologies including spoofing, layering, wash trading, front-running, insider trading, fraud, and manipulative order behavior.
- Ability to identify and escalate unusual activity and produce clear, concise, audit-ready investigation documentation.
- Strong investigative writing skills for case narratives and SAR recommendations.
- Experience using transaction-monitoring, sanctions-screening, case-management, fraud-monitoring, or securities-surveillance systems.
- Ability to work independently, prioritize deadlines, and provide meaningful overlap with U.S. Eastern Time.
Details
- Reports to the AML Manager for Securities & Crypto or the AMLCO’s designee.
- Role supports U.S.-based operations and requires daily overlap with U.S. Eastern Time, generally 4:00 p.m.–8:30 p.m. IST.
Read the full description and apply on the company’s own careers page.
