Assistant Vice President, Product Manager Loan Against Property , Consumer Banking Group

Overview

Own the product strategy, market analysis and performance of the Loan Against Property (LAP) portfolio within the Consumer Banking Group at DBS Bank.

What you'll do

• Develop and execute a comprehensive product strategy for the LAP portfolio, aligned with overall business objectives and market trends.
• Conduct in-depth market research and competitive analysis to identify growth opportunities and adoption of best practices.
• Monitor and analyze key performance indicators such as portfolio growth, disbursals, asset quality, customer acquisition channels and productivity.
• Collaborate closely with Sales, Credit, Operations, Legal, Compliance and Marketing teams to ensure seamless product delivery and support.
• Provide on-ground support to sales teams, branches and other relevant stakeholders to facilitate product understanding and address operational challenges.
• Work with the Sales team to develop effective sales strategies, training programs and marketing collateral.
• Engage with external partners and vendors as needed to enhance product capabilities and service delivery.
• Implement new processes to drive funnel efficiency and improve conversion rates.
• Gather customer feedback and insights to inform product enhancements and ensure high levels of customer satisfaction.
• Ensure compliance with relevant regulatory guidelines, internal policies and risk management frameworks.
• Work with Risk and Compliance teams to assess and mitigate risks associated with the LAP portfolio.

What you'll need

• Bachelor's degree in Business Administration, Finance, Marketing or a related field.
• Experience in product management within the banking or financial services industry, with a strong focus on secured lending.
• Proven experience in managing Loan Against Property (LAP) or secured lending products is essential.
• Strong analytical and problem-solving skills, with the ability to interpret complex data and make data-driven decisions.
• Excellent communication, presentation and interpersonal skills, with the ability to influence and collaborate with diverse stakeholders.
• In-depth understanding of the Indian consumer lending market, regulatory environment and competitive landscape.
• Ability to manage multiple projects simultaneously in a fast-paced environment.

Nice to have

• An MBA or equivalent advanced degree.

Details

• Location: Regional Office Mumbai.
• Function: Product Management.
• Schedule: Regular.
• Employment type: Full time.