Expertise Product Owner (Hands on Payments - RTP, ACH, SWIFT, SEPA, Fedwire) || Pune

Overview

Lead strategic analysis and product definition for a unified payments platform within the EPP+ initiative, working across business and technology teams on modular, cloud-native payment capabilities for global banking operations.

What you'll do

• Lead strategic analysis and definition of payment product capabilities across multiple payment clearings (e.g., Fedwire, RTR, SEPA, FedNow, SWIFT, etc.).
• Own the end-to-end requirements lifecycle, from stakeholder engagement through to delivery and validation.
• Collaborate with product managers, architects, and engineering teams to define scalable, secure, and compliant solutions.
• Translate complex business needs into clear functional specifications, user stories, and acceptance criteria.
• Facilitate workshops, demos, and client engagements to validate product direction and gather feedback.
• Drive continuous improvement through data analysis, market research, and competitive intelligence.
• Mentor junior analysts and contribute to best practices in product analysis and documentation.
• Support Agile delivery teams with backlog grooming, sprint planning, and UAT coordination.
• Ensure alignment with regulatory requirements and industry standards across payment services.

What you'll need

• Minimum 8 years of experience in product or business analysis within the payments or financial services industry.
• Expertise in payment flows, exception handling, and clearing systems (e.g., RTP, ACH, SWIFT, SEPA, Fedwire).
• Strong understanding of microservices architecture, APIs, and cloud-native platforms (e.g., OpenShift, MongoDB).
• Proficient in Agile methodologies and tools such as JIRA, GitHub, XMLmind.
• Demonstrated ability to lead cross-functional teams and manage complex stakeholder relationships.
• Soft skills: analytical mindset with attention to detail; strong communication and stakeholder engagement skills; collaborative and team-oriented approach; adaptability in fast-paced environments; problem-solving and decision-making capabilities; ability to manage multiple priorities and drive initiatives independently.

Nice to have

• Experience in banking payment operations.
• Familiarity with cloud-native platforms (e.g., OpenShift, MongoDB).
• Exposure to event-driven architectures and data streaming.
• Willingness to travel to client sites across Europe and North America.

Details

• Location: Pune - Trion Business Park, India.