Senior Product Manager - Working Capital

Overview

Senior Product Manager - Working Capital for Payoneer’s Enterprise team, owning the end-to-end Working Capital product strategy and roadmap globally.

What you'll do

• Own the end-to-end Working Capital product strategy and roadmap globally (Capital Advance, Line of Credit, early pay).
• Drive the credit product lifecycle including eligibility, offer creation, underwriting, disbursement, collections, and renewal.
• Partner with Data Science and Risk to shape credit models and risk-based pricing.
• Lead geographic and currency expansion and deepen marketplace integrations.
• Define north-star and success metrics and run experiments to improve them.
• Collaborate with cross-functional teams (Data, Design, Engineering, Risk, Legal/Compliance, GTM) to deliver outcomes.

What you'll need

• 6+ years of experience delivering fintech, lending/credit, or platform products end-to-end from discovery to production.
• Proven ability to ship data-driven products with Data Science and Risk (models, underwriting, pricing).
• Product sense and systems thinking across eligibility, offers, decisioning, and platform/API design.
• Fluency with metrics, experimentation, and funnel optimization for conversion and retention.
• Experience leading cross-functional squads in Agile product development environments.

Details

• Location: Gurugram, India.